Being a first time home buyer can even be more daunting and often people don’t know where to begin. I have worked with hundreds of first time home buyers and helped those buyers make their house a home. Not all Chilliwack REALTORS® work with both buyers and sellers so it is important that you find a REALTOR ® who has experience buying real estate in Chilliwack or the surrounding areas. Your Chilliwack real estate agent should be familiar with all aspects of a home purchase. One important thing to note is that when buying a MLS® listed home through a licensed real estate agent, there is no cost to the buyer as the sellers pay for all real estate commissions. You are also protected when purchasing real estate with a licensed REALTOR® which is important with one of the largest purchases of your life.
The following section in my website provides a lot of information for the entire home buying process. Visit each area below to find information for each phase of purchasing a Chilliwack home.
INFORMATION FOR BUYERS
THINKING
So you are contemplating buying a home? There are a lot of things to consider before making one of the largest purchases and investments of your life, and often people don’t know all of the facts to base their decision on. The following section of my website will provide you with valuable information to aid you in your decision to purchase a home in the Chilliwack real estate market.
LOOKING
Now that you have decided to purchase a home it is time to figure out the next steps. Looking for your next home can be overwhelming as there are hundreds of potential homes for sale in Chilliwack and surrounding areas to consider. Using these tips will significantly improve your looking process and help you find and feel confident to purchase your dream home in Chilliwack before someone else does.
BUYING
You’ve found your dream home, so what’s next? There are so many things to consider at this point from making your initial offer to having the home inspected. Working with an experienced and knowledgeable real estate agent in Chilliwack will ensure that all aspects of your home purchase are covered and that, as a buyer, your best interests are taken into account and you are properly looked after.
CLOSING
You are almost ready to take possession of your dream home. Closing on the purchase of a new Chilliwack home is a very important step as it not only finalizes the purchase of your new house but also lets you know how to prepare for the move. This is one of my favourite steps in the process as I get to see my clients take possession of their home and see their dreams come true.
REFERRAL NETWORK
Discover my network for home services, coupled with expert real estate guidance. Refer real estate clients and receive a $500 bonus for each completed deal. Rely on our excellence and enrich your experience with our rewarding referral program.
Featured Properties
HOME BUYER'S GLOSSARY
AMORTIZATION PERIOD
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
APPRASIAL
The process of determining the market value of a property.
CLOSED MortgageS
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
Closing date
The date on which the new owner takes possession of the property and the sale becomes final.
Collateral
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
Deposit
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
Equity
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
MORTGAGE
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
Term
The period of time the financing agreement covers. The terms available are; 6 month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
Neighbourhood News
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Take the next step in your journey
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer:
CENTURY 21 Creekside Realty Ltd.
Independently Owned and Operated. ®/™ trademarks owned by Century 21 Real Estate LLC used under license or authorized sub-license. © 2020 Century 21 Canada Limited Partnership © 2020 Century 21 Canada Limited Partnership
The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system. The trademarks REALTOR ® , REALTORS ® and the REALTOR ® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license. This listing content provided by REALTOR.ca has been licensed by REALTOR® members of The Canadian Real Estate Association. Not intended to solicit properties currently listed for sale or buyers under contract.
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